Hurricane season is here once again here in Florida. Please take time to call your homeowner’s insurance agent and review your existing policy before the storm. Make sure you have enough coverage to match the value of your home. Since property values may have slightly decreased in your area; you may save some money with smaller coverage. Also, ask if you have actual cash value or replacement coverage for your belongings. Actual cash value coverage pays only the depreciated value of your property.

Tropical storm Barry has come and gone but the 2007 season predictions for more storms could be troublesome. Remember, once a Tropical Storm Watch or Warning is in effect, you will not be able close on a new home purchase mortgage loan. Review your policy with your homeowners’ insurance agent now and put your insurance policy in a safe place.

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