Jun 30 2008
Get answers before you refinance your Florida mortgage
If you are thinking about refinancing your current mortgage make sure you speak with a true FLorida Mortgage Professional first. You need to know if refinancing actually makes sense and by talking to a seasoned mortgage consultant can you make an informed decision.
You will need to give basic financial information but my favorite and usually first question is ” why are you planning to refinance?” Without this question a loan officer or bank employee may not be able to determine how to best serve your needs.
Realize that sometimes it doesn’t even make sense for some Florida home owners to refinance. One reason would be the time needed to recoup the closing costs. And by the way, make sure you are speaking to someone who will offer you low fixed rate mortgages without discount points or origination fees. And learn how much the bank or mortgage company will earn with your refinance. It should be open discussion.
Want to see if refinancing makes sense for your specific needs? Call our office now at 888.399.0520 or email me directly at info@beechtreemortgage.com.
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