Jun 17 2009
First time home buying sense
When Florida first time home buyers call our office they usually have no idea where to begin. They finally got the nerve to make the call and soon realize they are not too sure of the steps in securing some sort of Florida mortgage. What types are best for them? How much money should we have already saved? Do we qualify; are we worthy? What to do…
First time home buyers are dependent on the Florida Mortgage Professional for answers. This includes detail explanation of available mortgage programs and their advantages or disadvantages. I call this communication “verbal disclosure”. Simply put, our first time buyers and all other mortgage seekers know mortgage program details before they receive written disclosures.
It is our job to ensure every home buyer, first time or not, knows what they are getting into. By the way, a special thanks to all of the mortgage knuckle-heads who never put client needs first. Thanks to you slackers, Obama will announce details of the newly created Consumer Financial Protection Agency which is aimed at providing clear consumer disclosure. I just hope this doesn’t amount to additional written disclosures - there are too many already.
If you are in the market of purchasing your first Florida home, call our office, 888.399.0520, for upfront explantion, disclosure and written good faith estimates. Happy house hunting…
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