Florida Mortgage : Learning Center

The Florida mortgage markets have evolved in hopes to improve home buying opportunities for many first time home buyers.  The missing links, however, remain the same.  Where does a first time home buyer go to learn more about current FL mortgage programs, including FHA, Home Path, and USDA?  How can a Veteran get answers with a new FL VA home loan while overseas?  Where can a Realtor look to find solutions to client questions as they search for their new FL home loan?  Watch for our website makeover – coming soon!

BeechTree Mortgage will be the online destination to find solutions to many mortgage related questions.  The new site will provide current mortgage program details to better educate home buyers before they search for their new home.  Mortgage programs will include FHA, VA, Fannie Mae, Freddie Mac and more.

We are very excited as we transition our very popular website into the best mortgage specific place to find answers you may not be getting.  Today’s FL mortgage market requires transparent and upfront mortgage disclosure; and the new BeechTree Mortgage will be there to assist you wherever you go to obtain your new FL mortgage.  Stay tuned…

Home buyers usually turn to the Internet searching for their first FL mortgage in hopes to obtain very low fixed rates.  Many first tome buyers focus on FL VA home loans, FL FHA mortgages or even USDA Rural Housing loans.  Whichever FL mortgage loan desired; first time buyers should watch out for too much junk!

Always contact a couple of experience FL Mortgage Professionals and get your Good Faith Estimates, GFE’s, upfront and in writing.  Interest rate is important but make sure you are also reviewing lender junk fees.  I have recently reviewed other lender estimates with junk fee costs over $1,300!  You can find these fees on the Line items numbered in the 800’s.  Watch out for too much junk.

Interest rate shopping will be much easier when comparing upfront Good Faith Estimates and reviewing the junk fees.  Get your estimates in writing and only work with experienced Mortgage Professionals.  Are you paying too much junk for your low FL fixed mortgage rate?