When shopping online for a new FL mortgage to purchase your next home or to refinance a current mortgage; many FL Mortgage Professionals recommend the following safeguards to protect your best interest.

• Work with a FL Mortgage Professional who will provide upfront Good Faith Estimates.  If they won’t put it in writing – call someone else.
• How experienced is your Loan Officer?  Experience will not only save you time and money; you’ll find the mortgage loan that suits you best.
• Comparing low interest rates is only important if you are comparing closing costs side-by-side.
• Thinking about refinancing?  Ask about long term interest savings and recovery periods.  Your experienced Mortgage Loan Officers will assist as these are imperative when refinancing.
• Don’t think you are locked into an interest rate until you receive an interest rate lock-in agreement in writing.  Ask for it – and read the details (lock in period, rate, etc.)

Whether you are working with a large bank, a small mortgage company or anywhere in between; it’s the Mortgage Professional who will pave a smooth path for your next FL mortgage need.

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