Ever come across a first time home buyer who has worked hard and saved towards the purchase of their first FL home; but may have a few credit glitches which result in a less than perfect score?  Most larger banks require at least a 620 middle credit score before considering a FL FHA loan.  Well there is one Lender in Central FL that makes buying a bit easier.

Think about this for a minute.  It is true that obtaining a FL mortgage in today’s market is more difficult than ever.  Banks have tightened their requirements, on top of already restrictive guidelines from Fannie Mae, Freddie Mac and HUD (FHA loans).  Some banks require credit scores in the 660 range before allowing hard working and well deserved home buyers to move forward on their new FL dream home.

If you are looking to purchase a FL home or have a client with less than perfect credit scores; have them contact us or call 321-987-9876.  We don’t believe that a credit score of 619 should disqualify you from buying your first FL home.

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