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VA Mortgage Allowable Closing Costs:

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• Lender may not charge a veteran-borrower any fee that is not included in the schedule of   fees below.
• The fee schedule applies only to charges paid by the veteran-borrower.
• The veteran may pay reasonable and customary amounts of the following fees.

Purchase Home Loans
Refinance Home Loans
Loan Origination Fee (not to exceed 1% of the loan amount) Loan Origination Fee (not to exceed 1% of the loan amount)
Loan Discount (reasonable) Loan Discount (not to exceed 2% financed)
VA Appraisal Fee VA Appraisal Fee
Credit Report Credit Report
VA Funding Fee VA Funding Fee
Flood Certification Flood Certification
VA Compliance Inspection VA Compliance Inspection
Title Examination/Search Title Examination/Search
Title Insurance Title Insurance
Title Endorsement (environmental protection) Title Endorsement
Recording Fees/Taxes Recording Fees/Taxes
Recording of Warranty Deed Recording of Warranty Deed
Tax Stamps Release Fees
Survey (condo loans must have prior
VA approval by Central Office)
Tax Stamps
HOA Dues prorated Survey
The portion of taxes, assessments & similar items for the current year chargeable to borrower & initial deposit for tax & insurance escrows account. Pest Inspection
Hazard Insurance Overnight Delivery Fee
HOA Dues prorated Subordinate/Demand/Reconveyance Fees
Taxes
Hazard Insurance
 

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